First Time Home Buyers In Staten Island
Buying your first home is an incredibly exciting and satisfying experience. Begin the rest of your life with a solid financial asset and comfortable retreat, with your very own home on Staten Island, NY.
Buying a home is a huge milestone in any person's life and can be a wonderful journey—if you're ready. The first step in deciding to buy a home should be determining whether you're at the right point in your life. Take some time for personal reflection to consider your finances, expectations and goals.
Prospective Homeowner Checklist
Are you mentally prepared to buy?
Owning a home is a commitment with huge responsibilities and it's important that you're ready to make some sacrifices. A significant amount of time and income goes towards owning a home, and new home owners have to consider what this realistically means for their lifestyle. Be prepared for repairs, maintenance and yard work, as well as applicable taxes and fees.
What can you realistically afford?
Many first-time home owners face the crushing reality that they can't afford their dream home, as mortgage lenders try not to approve homes above your means. That's because the novelty of scrimping every last penny wears off quickly and makes home ownership a burden, which quickly becomes a negative experience. Remember that the majority of home owners start with something affordable and work their way up to their dream home over the course of several years or decades.
What are you looking for in a home?
Know what you want before you begin your journey and you'll save valuable time and energy. We recommend making a list of your priorities, broken down by "must haves" and "nice to haves", to help focus your search. Emotions can get the best of even the most experienced buyers, and this list can prevent you from buying a home two hours from work just because it has a walk-in closet. Also know that all your "must haves" might not be possible and be prepared to compromise.
If you're interested in home ownership, you may be ready to buy!
Read on to find out what RealEstateSINY.com will do for you.
We'll Help You Buy!
Whether you have questions about whether you're ready to buy a home or you're ready to take the plunge, you'll want real estate experts on your side. The team at RealEstateSINY.com is experienced with helping first time buyers find their perfect fit and we will work hard to make your home ownership dreams come true.
Here are a few of the things we will help you with:
- Prioritizing your real estate wants versus needs
- Finding current MLS listings that are right for you
- Viewing potential houses & properties
- Making offers and negotiating terms
- Engaging a great real estate lawyer
- Attending inspections and foreseeing potential problems
- Completing a final walk-through of your home
- Understanding the process and your role in it
- Answering each and every question you have throughout the entire real estate process
When you're ready to connect with one of our experts, pick up the phone and call (718) 966-9669 or message us online! We will be happy to walk you through the next steps of buying you first home in Staten Island.